"Excellent,
helpful service throughout "
Miss P.,
Skellingthorpe, Lincs
Looking for a Mortgage solution tailor made to suit you? Well, you've come to the right place! At Shire Direct Mortgages we specialise in providing tailor made Mortgage Solutions to suit your lifestyle, needs, requirements and aspirations.
And what's more, because we are an "all-status" mortgage company, we will sympathetically consider all circumstances, without being judgemental. Oh, and you might also like to know that we charge no upfront broker fees!
So, read on for the lowdown on our mortgage services and the different types of mortgages we can help with, and see how we may be able to help you, whatever your circumstances!
Interested in...
Mortgage Schemes to suit your needs!
It goes without saying that financing your home through a mortgage is a critical decision. Infact, for most people a mortgage is likely to be the largest single financial transaction they will ever undertake!
So, we feel it really does make sense to approach professionally qualified mortgage intermediaries and specialists like ourselves to help find a mortgage solution to suit you!
In doing so, you can be assured your financial circumstances are fully understood and that the advice and recommendations you are given match up to your specific needs and requirements.
Everyone's financial situation, aims and aspirations are unique. So when it comes to arranging your mortgage, it's important to get mortgage advice that is tailored to suit you, whether you are a first-time buyer, moving home or remortgaging.
The first thing we like to do is make sure we understand your financial situation, and then offer honest advice geared to your specific needs.
Advice and service always come first at Shire Direct Mortgages!
A few sample Questions from our Mortgage FAQ...
'Rollercoaster' is the word often used to describe the ups and downs of the modern-day world. The dream is a steady job, a regular income, and no financial worries, but sadly the reality can be an overnight change in lifestyles. Matters that were once taken for granted can suddenly seem like major obstacles. At Shire Direct we understand that changes in lifestyle can create difficulties when it comes to arranging a mortgage through traditional lending sources such as a high street Bank or Building Society, particularly for those who may have suffered credit problems and the self-employed.
In our experience, we find that many people have the ability to pay, but all too often the door to a mortgage is firmly shut. Not so here at Shire Direct Mortgages! With us, your problems needn't necessarily be a problem when it comes to arranging your mortgage! We have developed a mortgage portfolio of specialist lenders with a wide range of plans to suit most situations, and we specialise in providing mortgage solutions even in the trickiest of circumstances!
The vast array of different mortgage types and products together with all the jargonistic language that goes hand-in-hand with them may appear to be quite overwhelming to the uninitiated, and understandably so! Here at Shire Direct, our experienced and professionally qualified Mortgage advisors will help guide you through the mortgage maze, and bring clarity to the mortgage process by ensuring you understand the options available to you by talking them through in a clear and uncomplicated fashion.
We take the same approach with our website also! To help guide you through the mortgage maze, why not take a look at our Mortgage Glossary, it's no ordinary Mortgage Glossary however! Not only is it full of hundreds of jargon busting definitions of terms used in the mortgage world, its also full of useful in-depth explanations of the subject matter in question. We are of the firm belief its one of the best of its kind available on the internet, but don't just take our word for it, why not head on over and take a look!
Perhaps you're having difficulty getting to grips with the 'in's and out's' of Flexible Mortgages, Fixed Rate Mortgages, Cashback Mortgages, or Base Rate Tracker Mortgages? In that case, we think you may also find our 'Types of Mortgages' page quite useful too. Here we breakdown all the various different Mortgage types and explain their advantages and disadvantages as well as how we might be able to assist you.
Applying for a Mortgage can be a complex process. However, our objective is to work with you to ensure you get the most from a suitable mortgage with as little hassle as possible! We have the approach and the skills along with the products to individually assess our customers' circumstances and we pride ourselves on providing a personal service, quickly and efficiently. We'll also come up with an in-principle decision. Obviously, there will be aspects within the process that you will need to attend to, although we will of course help you to complete any forms, organise a valuation, and even arrange a Solicitor. And naturally, during the processing of your application we will of course liaise with you and keep you informed of the progress of your Mortgage at the appropriate stages. We aim to make life easier!
So hopefully, we've provided some insight into how we can help with many different kinds of Mortgages whatever your circumstances. So, if you feel we can be of assistance, why not get in touch! Our expert Mortgage advisors are available on FREEPHONE 08000 282 281, until 10pm, seven days a week, or alternatively you can enquire about a mortgage online. We assure you of a warm, friendly and non-judgemental welcome, and will be delighted to help in any way we can.
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
Problems finding your way around the mortgage maze? It's understandable with jargon such as...
To make life easier we've produced probably the best Mortgage Glossary ever! With over 200 detailed definitions, explanations, and step-by-step guides covering all aspects of mortgages, remortgages, loans and property related terms, as well as solutions as to how we can help!
Why not take a look! We think you'll find it useful!
Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.
Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.
