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A Drainage and Water Search is one of the searches your solicitor must carry out in order to enable him to prepare the Report on Title for the Mortgage Lender to check, prior to them releasing the mortgage funds to the solicitor.
Here we take a closer look at the Water Search (or the Drainage and Water Search to give it its full and proper title), it's purpose and the type of information it contains. We also look at our available Mortgage help, should you be looking for a Mortgage!
Table of Contents:
So, as we mentioned above, a Water Search is one of the property searches your mortgage solicitor must carry out so as to enable him to prepare the Report on Title for the Mortgage Lender to check prior to them releasing mortgage funds to the solicitor.
A property Water Search confirms information regarding how the property receives its water, the location of the public sewers, and how this information may affect your plans for your new property.
The Drainage and Water Search details the following information:
The information disclosed in the Drainage and Water Search results are crucial to you as a purchaser, as it could restrict the future use of the property or developments, extensions etc.
You've no need to thank us, that's what we're here for, to help! Hopefully you did find this information on the Water Search useful, and that we've managed to answer any of your initial questions.
So, perhaps you might be looking for a mortgage at some point soon, and are wondering if and how Shire Direct can help.
You'll be happy to know that we certainly can help!
Shire Direct is authorised and regulated by the Financial Services Authority, and we'll provide you with advice and a recommendation on a mortgage product drawn from our extensive portfolio of lenders and plans contained within our lender panels that are designed to cover your requirements, needs and aspirations - whatever your circumstances!
Today's mortgage marketplace is a complicated beast as you may have already found, and finding and choosing just the right mortgage product for you can seem like a nightmare!
That's where Shire Direct can step in and really help you! Our lender panels are geared to provide a comprehensive selection to enable us to be able to provide the most appropriate scheme for you. We are certain that you will find our approach to be both pragmatic and slick. We'll provide you with a rapid in-principle mortgage decision, and work closely together with the Mortgage Lender, Solicitor and the property valuer to ensure we achieve a suitable offer of mortgage as quickly as possible for you!
Arranging the right mortgage is so important! So we make sure the first thing we do is get to understand your circumstances, needs, requirements and aspirations. This will help us find the ideal mortgage product and solution tailor made to you. Afterall, your mortgage is usually the largest financial transaction you'll ever enter into, and getting it right from day one is crucial!
There's a vast array of different mortgage products in the marketplace these days to cover all kinds of possibilities, circumstances and requirements, and our lender panels provide our customers with a wealth of choice, including, amongst others:
We have access to an extensive range of mortgage plans and schemes to accommodate most circumstances, including:
So, that concludes our look at the Water Search, and the type of information it will reveal, we hope you gained something from it. If you feel we can be of help, why not give us a call on Freephone 08000 282 281. Our professionally qualified Mortgage advisors await your call with a warm welcome and are available until 10.00pm everyday (including the weekends), and will be delighted help in any way possible. As an alternative you may wish to enquire online, it's quick and easy, and you can even do it at 3am in the morning in your pyjamas should you wish to! So why not get in touch today, we think you'll be glad you did!
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
Over £2,000 worth of Argos Vouchers to be won in the Shire Direct Grand Prize Draw 2008! Terms and conditions apply - please read article for full details.
Claim £100 worth of Argos Vouchers upon completion of your transaction throughout 2008. Terms and conditions apply - see our Vouchers Special Offer page for full details.
Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.
Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.
