The Title Plan document explained plus a brief look at our Mortgage help!
The Title Plan is a document that is lodged at HM Land Registry.
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Here we take a more detailed look at the Title Plan document, and it's purpose. We also provide details of how we can help with a Mortgage even in the trickiest of circumstances!
Table of Contents:
What is the Title Plan document and what's it's purpose?
So, as we mentioned the Title Plan is a document lodged at HM Land Registry.
The Title Plan document reveals under the Title Number shown, an extract from the latest Ordnance Survey map at the time of registration of the property, on which the extent of the property you are searching is edged in red ink. The map does not usually show the ownership of boundary features such as fences, hedges etc.
Once registered, the Ordnance Survey map, and the extent of the property are not updated until the property is re-registered, or land has been sold from the Title, or it becomes necessary during the registration process of other adjoining properties. In these circumstances, the owner will be notified.
One of your solicitor's functions is to examine the Title Plan in conjunction with the Title Register information, as the register will generally reveal further information and help to clarify the extent of the Title. The Title Plan may also make reference to the details of any registered leases, and the routes of any beneficial or adverse easements, for example rights of access, rights of way etc.
It may be of importance to note that the copy of the Title Plan obtained online will not be considered as an "official" copy for legal purposes! "Official" copies can be obtained from HM Land Registry by forwarding a completed copy of form OC1. A person is entitled to indemnification from the Land Registry in the event a loss is suffered as a result of a mistake in an "official" copy of the Title Plan.
I want to inspect the Land Register and see the Title Plan document for a property, could Shire Direct do this for me?
Yes we can. However, the register is also open to members of the public. Why not take a look at the Land Registry's 'Land Register Online' website.
Thanks for the useful information on the Title Plan, I might be looking to get a Mortgage soon, can Shire Direct help?
So, that concludes our look at the Title Plan document, and really there's no need to thank us, that's what we're here for!
You might now be wondering if and how we can help with a Mortgage. Well the answer is yes absolutely we can help with a mortgage, even in the trickiest of circumstances!
Arranging a mortgage, the right mortgage, is crucial. So the first thing we do is to understand your circumstances, needs, requirements and aspirations. Afterall, your mortgage is usually the largest financial transaction you'll ever likely enter into, and getting it right from the outset is extremely important!
We're confident that you'll find our service to be friendly yet professional, helpful and not at all stuffy. So, why not give us a call today on Freephone 08000 282 281, our lines are open daily until 10pm (seven days a week), and our professionally qualified mortgage advisors will be happy to assess your circumstances, needs, requirements, and aspirations so that we come up with just the right mortgage product for you!
Alternatively, you may prefer to enquire online at any time, its both quick and easy to do, and we'd be delighted to hear from you!
Well, hopefully you found our look at the Title Plan document useful, don't forget there is much more mortgage related information available throughout our website and that we're only ever a free telephone call or a couple of mouse clicks away, and would be delighted to assist in any way we can!
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
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