"I found your staff to be professional and friendly, and wouldn't hesitate to recommend to friends and family."
Mr & Mrs T., Somercotes, Derbyshire
Specialist Mortgage Lenders fall into several categories and usually offer a "non-mainstream" mortgage or loan product for a particular market niche.
Below, we'll explore the different types of Specialist Mortgage Lenders and lending facilities as well as take a look at how we can help with our extensive range of mortgage plans available from our portfolio of specialist lenders.
Table of Contents:
When it comes to obtaining mortgage funding, we here at Shire Direct recognise that everyone's needs, requirements, circumstances and aspirations are different, we're all unique afterall! As such, many borrowers have needs and requirements that may be classed as being specialist.
Some Mortgage Lenders choose not to provide mortgage funding facilities to those with specialist requirements, and only cater to those who might be considered as the "norm" or "mainstream".
However, all is not lost for those with specialist mortgage lending requirements!
Here at Shire Direct, we've managed to develop an extensive portfolio of specialist lenders who are able to offer a wide array of mortgage lending facilities to cover all kinds of different situations, including help for those who may find themselves, for whatever reason, in need of specialist mortgage funding.
Specialist Lenders fall into a number of different categories and usually offer a non-mainstream or non-conforming mortgage or loan product for a particular market niche.
Within our extensive portfolio of lenders, we have a selection of Lenders who specialise in one or more of the following product types:
Shire Direct are specialist mortgage and finance intermediaries, and accordingly our portfolio of lenders is designed to provide just the right solution for you - whatever your requirements! We have the knowledge and expertise to locate the appropriate mortgage product to meet your circumstances and needs.
The first thing our specialist mortgage and financial professionals will do is ensure they understand your circumstances and requirements. Advice and service always come first at Shire Direct. So a quick call to one of our qualified mortgage advisors should put you in the picture.
We'll carefully research your requirements and aspirations and come up with the options open to you, and provide you with a rapid in-principle decision.
You'll find our service to be friendly yet professional, helpful and not in the slightest bit stuffy! We'll present our findings to you in a language that you can understand - free from hieroglyphics and jargon.
So, please don't hesitate to Contact Us if you would like to discuss your requirements, naturally without obligation! Our mortgage and financial consultants are available up until 10.00pm everyday on Freephone 08000 282 281, or alternatively you can also enquire online at any time. We'll be delighted to discuss your options with you. So get in touch today, you've nothing to lose, and hopefully everything to gain!
Well, that concludes our look at Specialist Mortgage Lenders and specialist mortgage lending facilities, we hope you found it to be useful and hope you have gained some insight as to how Shire Direct can help you, even in the trickiest of circumstances! Don't forget there's a wealth of mortgage related information throughout our website, and that we're just a free telephone call, or a couple of mouse clicks away, and will be delighted to help in any way we can.
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
Over £2,000 worth of Argos Vouchers to be won in the Shire Direct Grand Prize Draw 2008! Terms and conditions apply - please read article for full details.
Claim £100 worth of Argos Vouchers upon completion of your transaction throughout 2008. Terms and conditions apply - see our Vouchers Special Offer page for full details.
Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.
Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.
