"Excellent, helpful service throughout."
Miss P., Skellingthorpe, Lincolnshire
Are you looking into the possibility of raising business finance? Maybe you are considering purchasing new premises or perhaps you are looking to take advantage of some of the excellent fixed-rate deals by refinancing your present commitments, and possibly raise more funds at the same time, either way we are confident that we can come up with just the right package for your requirements!
Here we take an in-depth look at how we can help you when it comes to Raising Business Finance, even in the trickiest of circumstances!
Table of Contents:
So as we all know, running a business can have a myriad of problems, but raising business finance needn't be one of them!
Business and Commercial Mortgages can be complex and time-consuming to arrange! That's why we have dedicated and qualified commercial mortgage experts to help you to get the funding you require for your business in a fast, fuss-free and efficient manner!
Whether you are looking to purchase new premises for your business, or are just looking to take advantage of some of the great fixed-rate deals through refinancing your existing commitments - and perhaps raising additional funds at the same time, we are confident we can come up with just the right package for your requirements.
Here at Shire Direct we have the skills, the "know-how" and the approach to come up with the most appropriate solution for you and your business, whether you are a sole trader, in a partnership or a Director of your own limited company.
Over twenty-years of experience in arranging funding for small businesses and personal use has given us an enviable reputation for solving borrowing requirements - even in the trickiest of circumstances.
Our extensive business and commercial portfolio of lenders and mortgage plans has been designed to assist a wide variety of circumstances, and include:
- and that's why we succeed where others often fail!
We provide straightforward solutions in arranging the following types of funding for people in businesses - with the minimum of fuss.
Obviously there are so many individual permutations; it's impossible to list everything we can do! However, the following circumstances represent just a few of the many areas where we may be able to help with your requirements:
Carefully assessing these facets will narrow the field, and help us select the most appropriate method of raising finance.
Incredibly, almost 90 percent of businesses that apply for a mortgage from a high street bank or building society have their applications turned down! Why? Simply because many businesses can't produce three year's annual accounts - or because the company, or its directors, may have experienced minor cashflow problems at an early stage in its development!
As professional Mortgage Intermediaries, Shire Direct are able to offer a range of commercial products, where business applications are assessed on three key sets of criteria:
Those in business know that obtaining a commercial mortgage has been a bit like having toothache - it has been very painful for the overwhelming majority of people who have been put through the process.
Inevitably, this has meant that many companies, partnerships and sole traders have been unable to achieve the funding levels they require for business expansion, financial re-organisation, or have been locked into paying high levels of rent, rather than being able to benefit from owning their own property.
However, obtaining a mortgage for business purposes needn't be a painful experience. We believe that the key consideration in any successful lending operation is to discover the needs of your customers - and then be able to make a prudent decision as to whether an applicant is able to meet their mortgage commitments in the longer term. Many high street lenders use computers to make this decision. Our commercial lenders believe in using experienced people to make this assessment.
Here at Shire Direct we believe that we provide a lifeline for business people looking for commercial funding - but who don't 'fit the mould'! Our commercial lenders will help many businesses that, for whatever reason, are deemed to be 'square pegs in round holes'! As a result they will have a tangible investment - and for those purchasing their property, will potentially save thousands of pounds in rent. This is great news for the small business community.
So if you're in business, and struggling to:
then why not give one of our Commercial Mortgage Advisors a call.
Whether your security is a shop, factory, guesthouse, pub, post office, or newsagents and because of insufficient accounting profile, or past credit problems you've been declined on the high street, Shire Direct may well be in a position to help!
We can arrange commercial funding from as little as £25,000 and the upper limit will naturally depend on your proposition. Repayment terms usually span from 5 years to 30 years, and rates are competitively linked to bank base rate.
Simply give us a call on Freephone 08000 282 281 (where you'll reach one of our advisors up until 10pm everyday), or alternatively enquire online at any time.
As you can see, we have an extensive range of business and commercial mortgage plans to suit most circumstances, and we specialise in providing solutions, even in the trickiest of circumstances.
You'll find our service to be friendly, yet professional, helpful and not the slightest bit stuffy. So, please don't hesitate to Contact Us if you would like to discuss your requirements, naturally without obligation.
You'll receive a warm welcome, and we'll be delighted to provide you with a rapid in-principle decision - whatever your circumstances. So call us now, you'll be glad you did!
So, we hope we've managed to demonstrate how we could well be able to help when it comes to raising finance for a business purposes, and have answered any initial questions you may have had. Don't forget there is a wealth of mortgage related information and help available throughout the pages of our website, and we're only ever a free phone call or couple of mouse clicks away, and would love to hear from you!
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
Over £2,000 worth of Argos Vouchers to be won in the Shire Direct Grand Prize Draw 2008! Terms and conditions apply - please read article for full details.
Claim £100 worth of Argos Vouchers upon completion of your transaction throughout 2008. Terms and conditions apply - see our Vouchers Special Offer page for full details.
Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.
Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.
