A look at the property Transfer Deed, and our available Mortgage Solutions!

The property Transfer Deed is the official record at HM Land Registry that passes the ownership of the property from the seller to the buyer.

Here we take a brief look at the Property Transfer Deed and it's purpose and discuss the Mortgage help we're able to provide here at Shire Direct.

Table of Contents:

What is a property Transfer Deed? The property Transfer Deed explained!

So if you're reading this you're probably wondering what a property Transfer Deed is exactly and what purpose a property Transfer Deed serves.

Well, let's recap. A property Transfer deed is an official document and record held at the HM Land Registry and passes ownership of the property in question from the seller to the buyer.

How does the property Transfer Deed work?

Your solicitor will prepare and complete the Transfer Deed prior to completion of the transaction. The Transfer Deed is dated at the date of completion, and is then forwarded to HM Land Registry after mortgage completion has taken place.

The Land Registry must be in possession of the property Transfer Deed to change your records to show and confirm that you are the new owner of the property.

I feel I have more insight into the property Transfer Deed now. At some point I may require a mortgage, how can Shire Direct assist me?

So, hopefully we've managed to answer any initial questions you may have had about the property Transfer Deed and how it works. But what if you're looking for a mortgage either now, or possibly at some point in the future, how can Shire Direct help?

Here at Shire Direct, we have over 22 years experience in providing all kinds of mortgage products to people from all walks of life, with differing needs and requirements, even in the trickiest of circumstances! We have developed an enviable reputation in our industry for our high standards of customer care and advice.

So why not bookmark our website right now, so you don't end up contacting a less professional, less dedicated, and less knowledgeable mortgage specialist instead! After all a mortgage is probably the largest financial transaction most of us will ever be involved with, it's important its handled by experienced professionals, that put you and your needs and requirements first!

We've a great range of Mortgage products!

Just look at some of the different Mortgage products we can assist with

And, just look at the wide variety of circumstances we can often help with when it comes to your mortgage!

Our lender panels provide us with an extensive range of plans to accommodate most circumstances, including:

So that wraps up our look at the property Transfer Deed and our available mortgage help, why not get in touch?!

Well that concludes our look at the property Transfer Deed, we hope you found it useful. If you feel we can be of help with a Mortgage why not call us on Freephone 08000 282 281. Our professionally qualified Mortgage advisors are available until 10.00pm everyday (including the weekends), and will be delighted help in any way possible. Alternatively you can also enquire online at any time. So why not get in touch today, you'll be glad you did!

Enquire Online now, or call us today 08000 282 281 - our freephone lines are open 8am-10pm everyday! We'd love to hear from you!

The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.

There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.

THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Adding existing debt to your mortgage will increase the repayment term and overall cost.

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Property Transfer Deed explanation

Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...

CCJ's, Defaults, Arrears and other credit problems
Bankruptcy
IVA
Self Employed
Self Certification

Remember, we're here to help, and would love to hear from you!

Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.

Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.