A look at Property Easements, plus available mortgage help from Shire Direct
Easements are the rights one person may have over the land and property of another.
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Below we go into greater detail on Property Easements and land, and how they are created, plus we offer further information as to how we can help with a Mortgage or Remortgage.
Table of Contents:
What is an Easement? Property easements explained!
So as we touched upon above, property easements are the rights one person may have over the land and property of another person.
Probably the most common types of easements on a property are:
- the right of way
- the right to light
- the right to bring underground services (water, gas, electricity, drainage, telephone and other cables)
- the right to hang a sign
How an easement on property / land can be created...
The following are different ways in which an easement on property can be created:
- By express grant where the terms of the easement are contained within the property deeds
- Of necessity: for example over a road, track or path where it is the only route between the land and public highway
- By prescription: when an act is carried out repeatedly without the landowner's permission for 20 years (this period is increased to 60-years where the property is owned by the Crown or Church).
So details of property easements are usually contained within the title deeds to the property. An easement on property cannot be sold separately, but will pass on with the land whenever ownership is transferred. Once in place, property easements should be considered as being permanent.
If I own the property, surely I can do what I want with it?
Unfortunately, you cannot.
As mentioned above, property easements are a right, and as an owner of land, you must respect the rights of others over your property. Your solicitor will point out any rights of way over the property you are going to buy at the time of purchase.
Can Shire Direct recommend a solicitor as well as a mortgage product?
Yes, absolutely! Shire Direct has arrangements with solicitors who can offer fixed price legal work, and an all in fixed price for remortgaging. The solicitor will advise you of any property easements or other rights of way over the property you are intending to buy (or if you are experiencing difficulties with a right of way in respect of a property you may already own).
Our service is comprehensive, and a mortgage expert will be happy to discuss your requirements and provide you with an in-principle decision. Please don't hesitate to contact us, we'd love to help in any way we can! Remember, our professionally qualified advisors are available up to 10.00pm everyday on FREEPHONE 08000 282 281 (including weekends), and will be delighted to offer you an in-principle decision whatever your circumstances may be, or if you prefer you can enquire online anytime.
That wraps up our look at Property Easements, we hope we've managed to explain how an easement on property works and have answered any initial questions you may have had. Please don't hesitate to get in touch if you feel our services could be of use, we'd love to hear from you!
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