"Friendly, helpful, put us at our ease, really easy to talk to"
Mr & Mrs C., Tipton, West Midlands
'Why do I need a Solicitor to act for me when I'm buying a house?' you may well be asking. Well, Solicitors play a vital role in protecting your interests during the course of the home buying process. What is certain is that you won't get a mortgage without appointing a Solicitor, (or licensed conveyancer if acceptable to the lender).
Here we take a more detailed look at the role of Mortgage Solicitors within the mortgage process and detail how we can help arrange both your mortgage AND your solicitor!
Table of Contents:
There are many types of Solicitor's practice, and although most offer a conveyancing service, it is the specialist conveyancer that will often provide an efficient and quicker service by the application of sophisticated technology and good case management.
Many traditional family solicitor firms deal in a wide variety of services, and often don't have the skills and resources that special conveyancing solicitors can provide. Conveyancing is advancing at a rapid pace, and government targets will require all conveyancing to be undertaken electronically by 2010, and this will mean a huge hi-tech investment by solicitors firms.
However, this new technological approach must be blended with good personal relationships with the conveyancing staff. Here at Shire Direct, we have arrangements with panel solicitors who properly satisfy the service demands of our customers.
So our objective is to be able to recommend a solicitor's practice who are able to provide excellent technological skills, robust relationship dealings, and a high level of trust together with a track record that can demonstrate a slick, efficient and fast conveyancing service, with as few complications as possible.
Our professional partnership dealings with our panel solicitors have enabled us to negotiate special fixed-fee terms for our customers, and we will of course be happy to provide details of these packages to you.
Basically, the solicitor's role in the house buying process will include the following steps:
Yes, we certainly can.
As you can see, the selection of a specialist mortgage solicitor is very important to ensure that your legal work is carried out in a fast and efficient manner, and that you can relax secure in the knowledge that your interests are being expertly handled.
Remember, our qualified mortgage advisors are available to discuss the options open to you from 8am until 10pm everyday (including weekends) on Freephone 08000 282 281, or alternatively you may wish to enquire online. We'll be happy to provide you with the details of the fixed-fee packages we have negotiated with our panel solicitors for purchase, sale, or remortgage
Don't forget that we're here to help in any way we can.
If you would like further information on the schemes and services we offer, please do not hesitate to Contact Us. We will of course carefully assess your circumstances, needs, requirements and aspirations and come up with the most appropriate solution for you.
You'll find our service to be friendly yet professional, helpful and not the slightest bit stuffy! So why not get in touch today, afterall you've nothing to lose, but an awful lot to gain!
So that wraps up our look at Mortgages and Solicitors, and the role of the Solicitor in the mortgage process, we hope you found it useful! Don't forget you'll find much more information throughout the pages of our website and we're only ever a free phone call or couple of mouse clicks away, and would love to hear from you!
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
Over £2,000 worth of Argos Vouchers to be won in the Shire Direct Grand Prize Draw 2008! Terms and conditions apply - please read article for full details.
Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.
Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.
