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The different sorts of Mortgage Lenders and available Mortgage assistance from Shire Direct...

Mortgage Lenders are the companies or individuals that provide funds for mortgage purposes, and there are numerous different sorts of lender.

Here we take a look at some of the different sorts of Mortgage Lenders and how they can each help different sectors of the market place. We also discuss how we may be able to help with a mortgage, even if you have difficult circumstances.

What are Mortgage Lenders?

So, what are Mortgage Lenders? Very simply Mortgage Lenders are the companies or individuals that provide the finance for mortgage purposes.

The different sorts of Mortgage Lenders

There are many different sorts of Mortgage Lenders, for example Mortgage Lenders include:

Each different sort of lender will usually offer a wide range of mortgage products and interest types, for example fixed rate mortgages, discount rate mortgages, standard variable rate mortgages etc.

The differing market sectors Mortgage Lenders serve

Furthermore, many lenders will pitch their services to varying factions of the market place, such as:

The market place has advanced at a tremendous rate of knots in the last 15-20 years! Lenders in the UK marketplace have a myriad of products to offer their customers in this fiercely competitive sector of the economy, compared with those operating just a few years ago.

Can Shire Direct help me, even if I have difficult circumstances?

Yes! We have geared our portfolio of mortgage lenders and products to provide you with a suitable mortgage solution - whatever your circumstances may be.

Here at Shire Direct, we recognise that not everything in life is black and white. Utopia dictates that we should all have a wonderful career, an excellent income, a perfect record, and no financial problems! But we all know that life isn't quite like that.

We understand that most of us hit a sticky patch sometime during our lives - often through no fault of our own. Illness, an accident, redundancy, relationship breakdown, and bereavement can all play havoc with our financial planning, and can result in defaults or judgements being registered against us, or letting our mortgage payments fall into arrears.

The good news is that help is at hand! A quick call to one of our qualified Mortgage Advisors should help put you in the picture. We'll carefully look at your circumstances, needs, requirements and aspirations and come up with the options open to you together with a rapid in-principle decision on the most appropriate solution for you - whatever your circumstances!

So why not get in touch to discuss your requirements, naturally without any obligation. We'll think you will find our service to be friendly, professional and helpful without the kind of stuffiness that you may find elsewhere! Our mortgage consultants are available on Freephone 08000 282 281 until 10pm daily (including weekends), and we'll be delighted to talk over your options with you.

So call us now, you've nothing to lose, and everything to gain! Alternatively, you can also enquire online at any time!

We've endeavoured to explain the various different sorts of Mortgage Lenders and the factions of the market place they cover. Hopefully, we've also shed a bit of light on how we can help you and answered any initial questions you may have had. There is a wealth of useful mortgage related content throughout our website, so why not take a few moments to investigate some of the options that may be open to you, and remember we're only ever a free telephone call or few mouse clicks away and would love to hear from you!

Enquire Online now, or call us today 08000 282 281 - our freephone lines are open 8am-10pm everyday! We'd love to hear from you!

The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.

There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.

THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Adding existing debt to your mortgage will increase the repayment term and overall cost.

Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.

Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.