Local Authority Searches and their role when buying a new house, and available help!
Local Authority Searches are carried out by your Solicitor as part of their conveyancing procedures when buying a new house.
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On this page we investigate Local Authority Searches (or Local Searches as they may be referred to as) and their role in the house buying process, along with the potential information they may uncover, and how we can help you with the house buying process.
Table of Contents:
What is a Local Authority Search?
So, what are Local Authority Searches? Well, as we touched upon above, a Local Authority Search is a type of Property Search undertaken by your Solicitor as part of their conveyancing duties within the House Buying Process, in conjunction with the Local Authority to which the property you are buying resides within.
Why do I require a Local Authority Search?
The main purpose of Local Authority Searches is to check to see if there are any major proposed local authority plans that could adversely affect the property you are considering purchasing, and its value.
What information could a Local Search reveal?
Local Authority Searches, or Local Searches as they are often called, will generally reveal the following types of planning proposals that affect your new home and the area where it is situated.
- New roads
- Changes to road layouts
- Alteration to land
- Alterations to public rights of way
- Building developments in the area
- Future planning restrictions
The solicitor will also check the extent of the area covered by the search, and whether it is based on adjoining properties, the road where the property is situated, or the entire neighbourhood.
How long do Local Authority Searches take?
Once applied for, experience shows that the local authority search will take between two and three weeks, although some local authorities can take notoriously longer - sometimes six weeks or more!
It must be born in mind that some mortgages can take an unexpectedly long time to complete, often as a result of the complexities of a property chain. In these cases, the searches may become outdated and thus recent planning proposals may not be covered.
Could Shire Direct help me with the house buying process?
Yes, of course!
Firstly we need to understand your requirements. Our qualified mortgage advisors are available to discuss the options open to you from 8am until 10pm seven days a week on FREEPHONE 08000 282 281, you can also enquire online at any time. Naturally, we'll carefully assess your circumstances, needs, requirements and aspirations and come up with the most appropriate solution for you.
Next, we can help you with the legal representation you'll require. Shire Direct have arrangements with Solicitors to provide you with an all-in fixed cost for remortgaging, and in the case of a sale and/or purchase, a fixed legal cost on to which disbursements will be added.
You'll find our service to be friendly yet professional, and we always aim to be helpful whatever your circumstances. So, please don't hesitate to contact us if you would like to discuss the options available to you.
Hopefully, that's answered any questions you had with regards to Local Authority Searches and the role they play when it comes to buying a new home. There is a wealth of information throughout our website, so why not grab a coffee and take a few moments out to explore the possibilities, and don't forget we're only ever a free telephone call or few mouse clicks away, and would love to hear from you!
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
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