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Conveyancing Solicitors are solicitors who specialise in the legal act of transferring the ownership of land or property from one person to another. This process is known as Conveyancing.
Here we take a look at Conveyancing Solicitors together with the Conveyancing process and how it works, as well as provide further help and information as to how we can help assist with conveyancing if you are looking for a mortgage or remortgage.
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So, what is conveyancing and what are conveyancing solicitors you might be asking. Conveyancing is the legal act of transferring the ownership of a property or land from person to person, and Conveyancing Solicitors are specialist Solicitors that handle this process.
The parties involved are usually the purchaser and the vendor (the buyer and the seller).
It is usually a lender's condition that the conveyancing must be undertaken by professionally qualified Mortgage Solicitors or Licensed Conveyancers. However, in recent years, there has been a small, but increasing trend for individuals to carry out the conveyancing.
Most Mortgage Lenders will nowadays insist that a Conveyancing Solicitor has a practice with a minimum of two partners, and often will not accept a licensed conveyancer to undertake the conveyance.
The purpose of the conveyance is to ensure that the purchaser of the property obtains "good title" to the land or property the purchaser is acquiring. This means that the solicitor must undertake searches to confirm that the vendor has the right to sell the property.
The conveyancing system and property searches are in place to ensure that the purchaser gets the land or property that they are buying, as well as the legal rights that go with it. The searches will also reveal that the property is free from any encumbrances, and will notify the purchaser of any restrictions that the new purchaser will have to comply with.
Yes of course! We can introduce you to a firm of solicitors, who are geared specifically for mortgage conveyancing. The solicitors will even provide a fixed "all in" price for remortgages, and competitive rates for sale and/or puchase.
If you are thinking of applying for a mortgage or remortgage, and would like further information on the conveyancing and legal processes involved, why not get speak to one of our qualified Mortgage Advisors on Freephone 08000 282 281. Our lines are open until 10.00pm daily including weekends, or if its 3.00am and you are in your pyjamas why not contact us online! We think you'll find our approach to be friendly, professional, helpful and unstuffy. So get in touch with us, we'd love to hear from you!
Well that concludes our look at Conveyancing Solicitors and the Conveyancing process - hopefully we were able to answer and explain any initial questions you may have had. Remember, we're only ever a free call or couple of mouse clicks away and would be delighted to help in any way we can!
The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.
Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.
