Important Information | Website Terms & Conditions

Definitions:
- The use of the word "we", "our" and "us" in these terms and conditions refer to Shire Direct.
- The use of the word "you", "your" or "yours" in these terms and conditions refer to the person accessing our website.
Website usage:
- We endeavour to provide uninterrupted access to our site for our users. However we do not represent or warrant that the site will always be available, or that it will meet your requirements, or that your access to the site will be uninterrupted, or without delays, failures, errors, omissions or other technical problems.
- At any time, we reserve the right to suspend, restrict or terminate a users access to our site, or any of the services contained within it, temporarily or permanently, without reason.
- From time to time, where appropriate, we provide links to other websites for additional informational purposes. Following links to any external websites is at your own risk and whilst we endeavour to ensure the websites we link to are trustworthy, we can assume no liability or responsibility in any way for the contents of any other websites linked to from this website, or websites that link to our site, and any issues that may arise from visiting and using these sites.
- Additionally, we may provide links to downloadable software sites for your convenience to facilitate the use of documents that may be available from our site. Once again, we accept no responsibility or liability for any consequences, issues or difficulties that may arise in connection with your usage of external sites or software downloaded from them.
- We reserve the right to remove, change, modify or substitute any content on our website at any point in time without prior warning or notification.
- Information and opinion published on our site does not constitute an offer to sell or solicitation, or an offer to buy any financial product or services, or any opinion, advice or recommendation with respect to such financial products or services.
- You may not circumvent or adapt the systems in place in connection with our site, nor access our website other than through normal operations.
Use of Personal Information:
- You agree that personal information will be dealt with in accordance with our Privacy Policy.
Exclusions of Liability:
- We endeavour to ensure the information and any other form of data published on this site is accurate, as up to date as possible, and that any errors, omissions or inaccuracies are corrected as soon as is practicably possible after detecting them, or having been notified of them. To the maximum extent permitted by applicable law, we disclaim all warranties and representations (whether express or implied) as to the accuracy of any information contained on this site. We do not guarantee that the site will be fault free and we do not accept liability for any errors or omissions.
- The use of this site is at your sole risk.
  
  Any liability we may have for any losses or claims arising from an inability to access the site, or from any use of the site, or reliance on any information contained within the site, is excluded to the fullest extent permissible by law. In no event shall we be liable for any indirect loss, consequential loss, loss of profit, data, revenue, business opportunity, anticipated savings, goodwill or reputation whether in contract, tort or otherwise arising out of or in connection with this agreement, or use of the site except where such liability cannot be excluded by law.
- It is your sole responsibility to ensure reasonable and appropriate steps and precautions are taken to scan for computer viruses or other destructive properties. Whilst we monitor our site on a regular basis to ensure it is secure and free of viruses, such is the nature of the internet that we are unable to give any warranty that our site is free from viruses, malware, badware, or any other type of malicious content imposed upon it by a third party which may have a harmful effect on any technology accessing it.
- No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our site.
Products and Services:
- The content of this site does not constitute an offer by us to sell products and services to you. Your application to purchase a product or service represents an offer by you that we may accept or reject depending on the terms and conditions of that individual product or service.
- The information presented on this website does not necessarily represent complete details of the terms, conditions and exclusions of any product or service. The precise specifics of the product or service in question will be included in the policy documents and other related documents issued to you.
- If you apply for any product or service detailed on our site, these terms and conditions of use should be read in conjunction with any other terms and conditions relating to that product or service and, in the event of any conflict between these terms and conditions and the terms and conditions of the specific product or service, the latter shall prevail.
- Prices and details of any product or service detailed on our site may be subject to change without notice. All products and services are subject to availability and we can give no guarantee in this regard.
Communications:

In using our site, you accept that any telephone calls made to numbers published on our website may be recorded and archived for training, security and monitoring purposes. Likewise any e-mail correspondence, including form submissions from our website are also likely to be securely archived. By using these communication methods you accept these activities taking place.
Messages communicated to or from us via e-mail including form submissions from our site cannot be guaranteed to be completely secure and are potentially susceptible to interception, loss or alteration. Shire Direct assume no responsibility or liability to you or anybody else in connection with any problems that arise from any e-mail based communications sent to us by you, or sent by us to you, via the internet.

Jurisdiction and Governing Law:
- Unless specified elsewhere, the products and services detailed on our website are usually only available to residents of the United Kingdom (UK) aged 18 years and older. The content of this website is directed at United Kingdom residents only and may not comply with laws of other countries outside this region. If you are not a UK resident and are accessing this website from outside of the United Kingdom you accept that you are responsible for compliance with any local laws from which the website is being accessed.
- As this site is intended for use by residents of the UK we cannot guarantee that any information contained within this site is accurate, relevant or appropriate to regions outside of this area.
- These terms and conditions shall be governed by and construed in accordance with English law.
- Any disputes shall be subject to the exclusive jurisdiction of the English courts, to which both parties submit.
Intellectual Property:
- The materials contained in this website including copy, text, graphics / imaging, design features, and their selection and arrangement (design), together with any underlying source code in any of the pages and documents supporting those pages belong to and are strictly the property and copyright © of Shire Direct, unless otherwise stated. All rights are reserved. None of the material that constitutes this website may be reproduced, redistributed or modified in any way, in whole or in part, in print, electronically or otherwise, without receiving express prior written permission from Shire Direct. You may however download any page, or print one copy of any page for your own personal non-commercial offline viewing only. No part of this website and it's content may be used by anybody else on any other website without written consent from Shire Direct.
- Logo's, names, images and trademarks on our website are proprietory rights of Shire Direct. Nowhere on this site do we grant or permit users the right to use any such logo, name, image or trademark.
- You agree to the terms and conditions regarding copyright laid out on our Copyright Information page.
Miscellaneous:
- These Terms and Conditions should be read carefully by you together with our Privacy Policy and any other terms, conditions and disclaimers published on this site.
- If any provision of these terms and conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these terms and conditions shall not be affected.
- If you breach the terms and conditions set out on this page and we do not take action against you immediately, we are still entitled to enforce our rights in respect of that breach, or any subsequent breach or breaches made.
- We reserve the right at any time to update these Terms and Conditions, without prior notification, by updating this page. Any changes to these terms and conditions shall take effect from the date of publication on this site.
- You agree to review these terms and conditions on a regular basis and your continued use and access of our site means you agree to be bound by them and any changes made and published to them.

Enquire Online now, or call us today 08000 282 281 - our freephone lines are open 8am-10pm everyday! We'd love to hear from you!

THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Adding existing debt to your mortgage will increase the repayment term and overall cost.

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