Mortgage Help & Information from Shire Direct
Looking for details of the mortgage help we are able to provide, or the lowdown on the masses of mortgage information available on our website? Well, you're in the right place!
"Explained things in concise clear language. Easy manner - no pressure - created environment to make a decision."
Mr & Mrs M.,
Leeds, West Yorkshire
Here we offer details of the mortgage information you will find amongst the hundreds of pages and informative guides on our site that should help you in finding your way around the mortgage maze! We also explain the mortgage help we are able to provide and how we may be able to help you with a mortgage solution that suits your needs, aspirations and requirements, whatever your circumstances!
Table of Contents:
Essential Reading!
For starters, why not head over to our Essential Guides section. This section of the site was developed to cover various Mortgage and Remortgage related aspects and topics, such as 'Buying Your First Home', and 'Homeowner Secured Loans'. These subject matters are tackled in a step-by-step fashion from start to finish. Each one is packed full of useful mortgage information, mortgage help and tips. We think you'll find them to be of essential reading!
Mortgages made simple!
Or, why not explore our jargon-busting Mortgage Glossary. Whilst other Mortgage Glossaries may just offer simple short definitions of mortgage related words and phrases, we decided to go a step further! Not only do we define the meaning of hundreds of over-complicated jargonistic words and phrases used in the world of mortgages, we also offer in-depth explanations and step by step guides to the subject matter in hand, and then go on to explain how we might be able to help!
Important Mortgage Information
If you're looking for important information regarding our services, such as details of our fees and APR's, information on our regulatory status, our initial disclosure document, details of how we handle complaints, along with our privacy policy, copyright information and website accessibility information, then why not check out our Important Information section.
If you need more information about our Company then the 'About Shire Direct' section is where to go! Here you will find more information about our company, our services, ethos and customer care standards, and why we believe you should choose us when it comes to arranging your mortgage or remortgage. We also offer Customer Testimonials in this section as proof of our excellent standards of service. You will also find information about our website, Teasle the Dalmatian dog, and available recruitment opportunities here at Shire Direct.
Don't forget you can also use our handy site search tool, positioned near the top right hand corner of every page to help you precisely pinpoint the mortgage information you may be looking for.
Mortgage Help from Shire Direct!
Looking for further mortgage information and mortgage help? Here at Shire Direct we pride ourselves in being able to help people with mortgage funding even in the trickiest of circumstances. Whether you are a first time buyer, moving house, looking for right to buy or buy to let funding, seeking to raise funds or consolidate debt by way of a remortgage, or maybe you're even looking for commercial funding then Shire Direct can usually help even if you have credit difficulties such as CCJ's, arrears, defaults, bankruptcy or an IVA.
So, why not give one of our professionally qualified mortgage advisors a call on Freephone 08000 282 281 (lines open 8am-10pm everyday), or enquire online anytime. We will carefully assess your circumstances, needs and aspirations and will come up with just the right mortgage help for you!
Mortgages/Remortgages: The overall cost for comparison is 9.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances. For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
Homeowner Loans: Rates from 8.9% APR variable, but typically 13.9% APR variable. Most customers are likely to receive a lower rate or the same rate as our typical variable rate - learn more about APR. Shire Direct also has a range of non-conforming loan plans with rates up to 19.9% APR. These plans are designed to help those who may have a more difficult credit history, including CCJ's and credit arrears, IVA and bankruptcy problems.
A broker fee of between 0% and 10% of the loan advance may be charged for arranging a secured loan.
All loans subject to status and secured on property.
The actual rate available will depend upon your circumstances. Written quotations on request.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
Are you worried and becoming stressed because you are having problems getting a mortgage or remortgage? Worry and stress no more! Here at Shire Direct we provide tailor made mortgage solutions to suit you, and can usually help with all kinds of circumstances including...
Remember, we're here to help, and would love to hear from you!
Over £2,000 worth of Argos Vouchers to be won in the Shire Direct Grand Prize Draw 2008! Terms and conditions apply - please read article for full details.
Claim £100 worth of Argos Vouchers upon completion of your transaction throughout 2008. Terms and conditions apply - see our Vouchers Special Offer page for full details.
Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.
Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.