Further Homeowner Secured Loans Information and Help...
Homeowner Secured Loans Guide - Page 7 of 7:
So, we've reached the end of our Homeowner Secured Loans Guide, before we finish up, let's summarise and take a look at the further resources and information available on our website and the help Shire Direct can provide for Secured Loans.
In Summary...
It really is a good idea to carefully weigh-up all the options that may be available to you. Shire Direct has the experience, the approach, the skills and the products to ensure that you receive the most appropriate advice and product recommendation commensurate with your circumstances, needs and requirements.
Our professionally qualified advisors will ensure that we understand your circumstances and requirements, and discuss the available options that are available to you. We will measure the benefits and disadvantages of each type of funding with you, and explore all the potential pitfalls to ensure there are no nasty surprises.
We'll also come up with a rapid in-principle decision, and help you through the financial minefield. You'll find our service to be friendly and attentive, helpful and caring, and not in the slightest bit stuffy!
So if you would like to discuss your requirements with us, we'd be delighted to help in any way we can. Our Freephone lines on 08000 282 281 are open until 10.00pm everyday - including weekends, or alternatively you can also enquire online at any time - we would love to hear from you - so why not get in touch with us now - you'll be glad you did!
Further Secured Loan information and resources
For more information relating to Homeowner Secured Loans, you'll be delighted to know that there is a wealth of information throughout our website, and we recommend the following pages from our Mortgage Glossary for further essential reading...
That concludes our look at the further Secured Loan information and help we can provide at Shire Direct and indeed our Guide to Homeowner Secured Loans, hopefully you managed to gain some useful insight and information. Don't forget we're only ever a free telephone call or couple of mouse clicks away and would be delighted to hear from you and help in any way that we can!
Mortgages/Remortgages: The overall cost for comparison is 9.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.
There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances. For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.
Homeowner Loans: Rates from 8.9% APR variable, but typically 13.9% APR variable. Most customers are likely to receive a lower rate or the same rate as our typical variable rate - learn more about APR. Shire Direct also has a range of non-conforming loan plans with rates up to 19.9% APR. These plans are designed to help those who may have a more difficult credit history, including CCJ's and credit arrears, IVA and bankruptcy problems.
A broker fee of between 0% and 10% of the loan advance may be charged for arranging a secured loan.
All loans subject to status and secured on property.
The actual rate available will depend upon your circumstances. Written quotations on request.
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Adding existing debt to your mortgage will increase the repayment term and overall cost.
