Professional Credit Management with Shire Direct
Online Debt Management Guide - Page 6 of 6:
As we have seen, Debt problems in the UK are presently running at an all-time high.
It really is important that when tackling the management of your debts, that the full extent of the options available to you are carefully examined and discussed.
It’s important to be aware that many cases may involve a combination of solutions. This will ensure that you receive the best possible advice according to your individual circumstances.
At Shire we pride ourselves in being able to provide our customers with the individual attention that many of our contemporaries lack, and we always strive to make the process as fuss-free and painless as possible. Our aim is to leave you with the simple task of signing the documents, in the sure knowledge we have carefully weighed up your situation, discussed the various options open to you, and completed the paperwork on your behalf.
Naturally, we will undertake to perform an analysis of your financial situation to work out what priority debts you may have. (Priority debts are classed as Mortgage/rent payments, gas/electricity/ water/council tax, plus any arrears that might have built up). This analysis will also include the basic costs of living such as food and your general household living costs.
It is only after these figures have been taken into account that we can see what remains, and it is this sum, which will determine the proposed payment to your unsecured creditors.
By doing so, we should be in a position to provide you with a budget that is both manageable and affordable, and is designed to put you back in control of your financial situation, and in many cases – will help you to keep your home.
My credit is out of control – can Shire help me?
It’s highly likely that we can come up with an appropriate solution for you. So, if you are having problems with debt, and difficulties in making ends meet, we would strongly urge to give one of our Advisors a call.
We will carefully examine your circumstances, needs and requirements. Amongst other facets, we’ll take into account your income and present outgoings, as well as the extent and type of the credit you have outstanding. The object of the exercise is to put you in the picture, discuss the options available to you, and provide you with advice and a recommendation on the most suitable solution.
If managing your debt sounds appealing, please do not hesitate to contact us in confidence. You’ll find our approach to be friendly and helpful, and not in the slightest bit judgmental or stuffy. Just ring our Help-line on 08000 282 281. We are open until 10.00pm daily, including weekends, and the call is free and without any obligation.
Make that first step of regaining control of your finances – call us today!
