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Commercial Finance Page Masthead Shire Direct - the home of tailor made financial solutions | freephone 08000 282 281

Business and Commercial Finance Solutions from Shire Direct...

Are you looking for a Commercial Finance solution? Then you'll be happy to know that Shire Direct have a myriad of business and commercial finance solutions to help - even in the trickiest of circumstances!

Here we'll take a look at our range of business and commercial finance solutions and the type of businesses we can usually assist!

Commercial Business Funding solutions from Shire Direct...

If you are operating your own business, you'll know that from time to time situations will arise where you may well hit a brick wall when it comes to finding a sympathetic ear.

Business and Commercial finance can be complex and time-consuming to arrange! The key is to approach the right funding source from the outset. Many business people have all too often found that the traditional bank manager has become far more impersonal - that's if you can get hold of one! And this simply serves to amplify that banks provide umbrellas when the sun is shining!!

Thankfully not all financiers and indeed not all banks are tarred with the same brush, and that's why Shire Direct have dedicated and qualified commercial mortgage experts to help you to get the Commercial Business funding solution you require in a fast, fuss-free and efficient manner!

We have the approach and skills to assess your funding requirements, and we have developed an extensive business and commercial portfolio of lenders and mortgage schemes that are specifically designed to assist in a wide variety of circumstances. Our Business and Commercial portfolio includes Commercial Business Funding solutions from institutions in the following sectors:

Does size really matter?

We'll look at all business and commercial proposals, and with over twenty years of experience in arranging funding for small and medium size operations, as well as for personal use, we have an enviable reputation for solving borrowing requirements - even in the trickiest of circumstances! And that's why we succeed where others often fail!

Most of us in business are aware that the high street lenders will usually insist on Business Plans, Cashflow Projections, and three years Audited Accounts. Here at Shire Direct, we recognise that a greater degree of flexibility is required to enable the financial requirements of small and medium sized businesses to be considered against criteria other than detailed accountancy projections.

Our approach is to provide finance for small and medium sized businesses, partnerships and sole traders who have traditionally found the raising of long-term capital to be somewhat difficult.

  • Funding from £25,000 to £15 million +
  • Mortgage for Purchase (Commercial Mortgage)
  • Mortgage to Refinance (Commercial Remortgage)
  • All credit histories considered
  • Prime and non-status
  • Interest only or Capital Repayment available
  • Loans from £25,000 to £15 million +
  • Bridging Loans
  • First or Second Charge security
  • Income self-certification available (accounts not necessary)
  • Loan to Value: up to 100% considered (85% commercial)
  • Buy to Let up to 90%
  • Rapid in-principle decision
  • 100% Funding for Professional Healthcare Practices
  • Business expansion
  • Payment terms up to 30 years
  • Equipment Finance and Leasing
  • New Bank Introductions
  • Factoring and Invoice Discounting

All Business and Commercial Sectors considered...

We look to assist with your commercial finance requirements almost regardless of the type of business that you require financial assistance for.

The list is virtually endless, and includes:

  • Licensed Trade
  • Hotels
  • Restaurants
  • Fish and Chip Shops
  • Guest Houses
  • Residential Care and Nursing Homes
  • Doctors, Dentists and Veterinary Practices
  • Offices
  • Newsagents and Post Offices
  • Supermarkets and Shops
  • Industrial: Warehouses, Factories, Estates, Units
  • Schools and Children's Day Nurseries

Commercial Finance solutions for any legal purpose!

The Commercial Finance products and solutions we can help to arrange can be used for any legitimate and legal purpose too, and these include:

  • New Business Start-ups
  • Business turnaround solutions
  • Short-term Finance and Debt Consolidation
  • Raising Working Capital
  • Property Improvements
  • Business Expansion
  • Financing Equipment

Difficult or unusual circumstances? Is your bank being difficult when it comes to getting Commercial Finance?

Many business and commercial proposals are thwarted on the high street because business owners are unable to produce three years accounts showing healthy Net Profits, or because the company or one of its directors may have experienced cashflow problems or credit defaults at an early stage in the business's development!

Inevitably, this has meant that many companies, partnerships and sole traders have been unable to raise the funding they require for business expansion, refinancing, or have been forced into paying rent rather than being able to benefit from owning their own premises.

Shire Direct provide straightforward Commercial Finance solutions for people in business - with the minimum of fuss, even in unusual or tricky circumstances!

Commercial Finance help from Shire Direct

'So, what's my next step?' you may be asking. Simply give us a call on Freephone 08000 282 281 (lines are open 7-days a week from 8am until 10pm, or enquire online at any time.

Here at Shire Direct, we believe we have the skills and the approach to come up with the most appropriate solution for you and your business. So whatever your capital requirements, we are confident we can come up with just the right Commercial Finance package for your requirements.

We're confident you'll find our service to be friendly, professional, helpful and not in the least bit stuffy! So please don't hesitate to contact us for a rapid in-principle decision whatever your circumstances, we'd love to hear from you and will be delighted to be able to help you with a Commercial Finance solution to suit your business!

Enquire Online now, or call us today 08000 282 281 - our freephone lines are open 8am-10pm everyday! We'd love to hear from you!

The overall cost for comparison is 9.8% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Most customers are likely to receive a lower rate or the same rate as our overall cost for comparison rate - learn more about APR.

There are no upfront broker fees.
However, a fee may be charged on successful completion. An indication is that on conforming cases (straightforward applications with no or minimal adverse credit) a fee may be charged of up to 1% of the amount advanced, typically £795 and will depend on your circumstances.
For non-conforming cases (where case research and processing may be more complex due to adverse credit or unusual circumstances), a fee may be charged of up to 3% of the amount advanced, typically £1,995.

THINK CAREFULLY BEFORE
SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


Adding existing debt to your mortgage will increase the repayment term and overall cost.

Shire Direct and Shire Direct Mortgages are trading styles of Shire Processing Centre Limited which is
Authorised and regulated by the Financial Services Authority in respect of regulated mortgage products and general insurances.
Registered No: 302389. Commercial funding and Secured Loans are not regulated by the FSA.
Licensed Credit Brokers. Consumer Credit Licence Number: 349999.

Shire Processing Centre Limited is registered under the provisions of the Data Protection Act by the Information Commissioners Office: Registration No: Z6795249. Registered in England & Wales. Company number: 2732202. Telephone calls may be recorded for training, monitoring and security purposes. All applicants must be aged 18-years or over.